Basic Rules

1) Spend less than what you earn

You will never get rich if you spend more than what you earn. Ensure that month after month, you spend less than what you earn. And save the difference between the two.

2) Know exactly how you spend your money

To have full visibility on how you spend your money, write all your expenses down. If necessary, prepare a budget and stick to it!

3) Stay out of debts

Except maybe for real estate, debts are bad. They will prevent you from controlling your finances.  Do not buy things that you cannot afford and if you have debts, reimburse them as fast as possible. 

4) Save 10 to 15% of your income

No matter how much you earn, live below your means and save 10 to 15% of your income. If you earn too little, start with a smaller percentage but get into the habit of saving part of what you earn.

5) Pay yourself first

You do not pay your bills and then save what is remaining. Save or invest your money first and then pay your bills.

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6) Invest wisely

No matter on what you invest (stock market, real estate, start-up, crypto-currencies), know what you are doing. Ensure that you only invest on things that you understand.

7) Protect your assets

Now that you have started implementing the first 6 basic rules, you start accumulating wealth. This is your money and it only belongs to you. Ensure that you protect your assets and that you don't let anybody else steal them.